Tag: a-beginners-guide-to

Reader’s Submission – What is Universal Basic Income?

In recent times, the idea of a ‘Universal Basic Income (UBI)’ being adopted throughout the world’s developed economies has gained traction, with prominent Democrat presidential nominee Andrew Yang being one of those to call for its implementation. But many people have been asking; What is it? How would we adopt it? (and perhaps most of…
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Steps to Buying a House

Steps to Buying a House… it’s a question everyone asks themselves at some point in their life, and can often be one of the largest and most stressful purchases you will ever make. Luckily for you, we have produced a guide to all the standout basics that will get you to signing that dotted line.…
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What is an ISA (Individual Savings Account)?

What is an Individual Savings Account (ISA)? – This guide aims to highlight the knowledge you need to start out in the world of saving. One of the best ways to save your money (usually) risk-free is to open what’s known as an ISA account. To do this, we’ll take you through step-by-step how they…
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A Beginner’s Guide To FinTech

What is Fintech? FinTech is a term that’s been smugly thrown around a lot over the last few years, as companies such as PayPal, Monzo, and Trading 212 have taken the online markets by storm with their alternative, ease-of-life offerings to traditional finance norms. In this guide we’ll unpick what FinTech actually is, what it…
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A Beginner’s Guide To Credit Cards

A Beginner’s Guide To Credit Cards… you’ve definitely come across them, and heard about all the different benefits, rewards, and advantages of being a card member. You’ve also probably heard of the downsides to misusing the credit you’re borrowing too. In this post we’re going to unpack the fundamentals of what a credit card is…
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Interest – What it is and why it’s Important

In the first of many guides here on 3MoneyTalk, we begin on a topic that will inevitably impact each and every one of us at some point in our financial lives; interest. In a nutshell, interest is the cost of borrowing money. However, this is a two way street. Interest affects virtually every aspect of…
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