Avalanching Your Debt: How Does It Work?

As mentioned in a previous post, there are different types of debt repayment strategies. Following on from our looking into snowballing, in this article we will be looking at the avalanche repayment method, how it works, and whether or not this is the right choice for you. What is Avalanching? Avalanching is the strategy of paying…
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Factors of a Company that can make a Good Investment

Perhaps the most important aspect of achieving investment success is having an eye for a prime opportunity. Part of the reason around 70% of all CFD accounts lose money is because of inexperienced traders making investments without understanding the market trends and stock behaviors. There’s a lot more to a smart investment than just an…
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A Beginner’s Guide To… FinTech

What is Fintech? FinTech is a term that’s been smugly thrown around a lot over the last few years, as companies such as PayPal, Monzo, and Trading 212 have taken the online markets by storm with their alternative, ease-of-life offerings to traditional finance norms. In this guide we’ll unpick what FinTech actually is, what it…
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A Beginner’s Guide To… Credit Cards

So, in this quick guide, we’re going to cover Credit Cards – You’ve definitely come across them, and heard about all the different benefits, rewards, and advantages of being a card member. You’ve also probably heard of the downsides to misusing the credit you’re borrowing too. In this post we’re going to unpack the fundamentals…
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A Beginner’s Guide To… Interest

In the first of many guides here on 3MoneyTalk, we begin on a topic that will inevitably impact each and every one of us at some point in our financial lives; interest. In a nutshell, interest is the cost of borrowing money. However, this is a two way street. Interest affects virtually every aspect of…
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How To Improve Your Credit Score?

Our last post showed the different factors that can affect your credit score (which you can read by clicking here if you missed it!) Now, it’s all good knowing about what affects your score, but do you know what you can do to improve it? If not – we’ve got you covered! Here, we will…
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What Affects Your Credit Score?

Right, I think the most annoying part of writing about credit scores is probably that most people don’t care about their own – until they want access to credit. A credit score is a measure of how good you are with credit (money) over your lifetime. All in all, I can’t stress this enough; always…
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Swing trading – The Art of Timing your Trade for Maximum Gains.

In this post, we’re going to take you through one of the least risk-prone trading techniques; Swing Trading, which, if done correctly can be incredibly profitable and has a very high reward-to 4-risk ratio. What is Swing Trading? Swing trading is a type of trade, whereby, the trader keeps ahold of their stock for a…
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The Trading Mindset – Knowing the Rules to Success

There are fundamental qualities that often must be developed in order to be consistently successful in the stock market, which all stem from the particular mindset that the individual trader has worked on. In this post we’re going to look at the behaviours we think form the basis of a successful trader; knowledge we’ve accrued…
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Snowballing Your Debt: How Does It Work?

As mentioned in a previous post, there are different types of debt repayment strategies. In this article, we will be looking at the snowball repayment method, how it works, and whether or not this is the right choice for you. What is Snowballing? Firstly, this strategy works well if you have multiple debts over different…
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